Finance
-
7 Ways To Save Money On Transportation
Alongside housing and food, transportation is often one of the top three expenses in most people’s budget. It might seem like a unavoidable cost of life that is just something you have to pay for but it there are some ways you can reduce the cost. You could easily save hundreds each year if you combine a few of these suggestions. Disclaimer: I mention TopCashback a lot in this post, they are not paying me to do so, I just genuinely think it’s a great site (which I have used for years) and cashback is something everyone needs to take advantage of. All the links to their site are from…
-
£5k Budget Update – December 2022
December, month four of my gap year and the first month I’ve spent fully abroad and zero nights crashing at my parents house 😂. As I’m following where the housesits take me to save on accommodation costs, I spent all of December in the Pacific North West. I’m here until mid-January then I’ll be flying over the east coast for the remaining 3 weeks of my time in the US. Disclaimer – This post contains affiliate links which means I may receive a commission if you use them. This comes at no extra cost to you <3 New here? Let me give you a little context... I graduated from uni…
-
I Saved 63% Of My Income – 2022 Financial Review
2022 has been a wildride. I graduated, read 115 books, wrote a 10 thousand word dissertation, went to 2 weddings, ate countless bags of crisps, spent 48 hours on a train, saw my first west end show, slept in an airport, started housesitting for strangers off the internet, spent 7 weeks in the US, experienced an ice storm and so so much more… hands down the best year of my life to date!! But it’s all over and you know what that means! It’s time to review every penny I earned and spent over the year. Why are you sharing this? You’re probably thinking it’s weird to share all of…
-
£5k Budget Update – November 2022
November has been an absolute whirlwind of a month! I surprised my parents, saw my first West End show (by myself 😱), slept in an airport, spent two crazy days in NYC, took a 48hr train cross country just to name a few things 😂 But how has this craziness affected my £5k budget, let’s break it down and see! Disclaimer – this post may include some affiliate or referral scheme links. This means I will receive a commission at no extra cost to you <3 New here? Let me give you a little context... I graduated from uni this past summer and have chosen to take a gap year…
-
2 Nights in NYC – New York Money Diary
I recently spent two wonderful nights in NYC but as the budget conscious traveller I am, I was a little concerned about its spenny reputation. If you’ve read my plan to only spend £5k on my gap year, you’ll know that I only get £10 per day spending money. Obviously this wasn’t going to cut it in NYC. So I started hoarding little amounts each day in the two months ahead of the trip. By the time the trip rolled around I’d amassed a nice little pot of money and was ready to explore. So here we go, my New York money diary. Exactly how much I spent during my…
-
£5k Budget Breakdown – October 2022
Well, October has been a spenny month! Only two months into my year-long gap year and I have already spent over 20% of my £5k budget. Just writing that percentage down is a little panic inducing BUT surprisingly my projections have me still in budget! New here? Let me give you a little context... I have just graduated from uni and have chosen to take a gap year before deciding what to do next, career wise. I will be spending the entire year travelling and have set myself a strict £5k budget which needs to cover all costs and last the entire year! Seem a little tight? Check out this…
-
Make These 5 Changes to Become Financially Confident
You don’t have to have a lot of money or a high income to be financially confident. Anyone can achieve this state of mind at any financial level. Get started today by making a few subtle changes to how you interact with your finances. Financial confidence is a state of mind rather than a number. It is that feeling when you are in control of your money and it isn’t in control of you. You could be in thousands of pounds of debt and be more financially confident than that guy at work who drives a Porsche. Reaching a state of financial confidence is something you have full control over…
-
How to Save Money on Groceries
The current price of groceries is a big stress for a lot of people at the moment. Due to the cost of living crisis, prices just keep increasing and it’s hard to keep up. But with some planning and a little bit a savviness it is still possible to keep your food budget low. Enter today’s blog post – 8 easy things you can do today to save money on groceries. Shop your cupboards first Shopping your cupboards first will both save you money and reduce waste. Start by taking an inventory of what you have in. Check your fridge, freezer, and cupboards, and make a list. From this you…
-
How I Saved Every Penny Of My Income
During my three years at university, I worked multiple jobs on top of my studies, and I saved every single penny I earned. Sounds crazy right?!? But it became second nature to me, and I would do it automatically without even thinking. You might have already called bullshit because like duh obviously you have to spend some money to live so this must be false. So let me start with a little disclaimer… Fortunately, I was eligible for almost the maximum student maintenance loan (around £9k) each year. This was more than enough to comfortably live on; hence this stream of income became the only one I would budget with.…
-
6 Easy Finance Moves To Boost Your Savings
Saving money can sometimes feel like a slog, especially if your numbers aren’t increasing as fast as you want them to. Enter this blog post! Six easy finance moves you can make today to boost your savings. Most of them are as simple as setting it up and forgetting about it, just watch the money roll in 🤑. Disclaimer – this post does include some referral links. Meaning I will benefit it you decide to use my link. I would never recommend a product/account that I don’t use and love. Thank you for supporting BST! Save for your deposit in a Lifetime ISA Instant 25% return on your money –…
