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Travel Hacking a £145 Flight to NYC
Yep, you read that right, £145!! For a flight from London to New York worth £1,800. Do I sound smug? I’m feeling a little smug. But getting a deal like this has been twelve months in the making. How? Two words – travel hacking. Disclaimer – This post may contain affiliate or referral links which means I might receive a commission if you follow them. This comes at no extra cost to you! What is travel hacking? Travel hacking is the art of collecting points (such as BA’s Avios) which are then redeemed for discounted travel. Travel hacking is very popular in the US but there are deals to be…
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5 Golden Rules Of Credit Cards
Credit cards are an incredibly valuable financial tool if used correctly and strategically. Not only will they do wonders for your credit score, but many come with additional perks, like cashback and free travel. But underneath the fancy perks they are all essentially the same and there is a right and a wrong way to use them. These five golden rules will ensure you do the most positive damage to your credit score! #1 Pay the full balance off every single month Without fail. No excuses. You must pay your full balance off every single month. Using your credit card like a debit card is golden rule number one! You…
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August 2022 Money Review
August has been a busy month for me! I left both of my jobs, moved out of my uni accommodation and moved back in with my parents – temporarily! Just until I leave for my year-long trip housesitting around the world. Let’s get into my August money review! More on that in another post, for now let’s get into August’s numbers. What is a money review? It is where I share reflections on my finances from the previous month and detail every penny in and out. I find doing this at least monthly is a good way to stay connected to your finances. Plus, I love reading them back in a…
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Personal Finance Journey – How I Saved £34k in 3 Years
Whilst I have always been a natural saver, I didn’t really get into personal finance until I started university three years ago. I was supposed to study abroad for my second year and found out I needed to prove I had access to £18k to get a visa. At this point I had zero pounds left in my savings, a part-time job and just eight short months to sort it out. Enter the personal finance community! I became frugal, got intentional about my spending and began side hustling. 6 months later I had over £8k in the bank and that combined with my upcoming maintenance loan, I had enough to…
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The 6 Bank Accounts Everyone Needs
Managing your money doesn’t have to be complex – you can make it very very simple! The easiest way to do this is by splitting it up in different bank accounts. Having multiple accounts which all have a unique purpose makes managing your money so much easier and streamline. Being able to log in to each account and automatically see exactly what you have without having to do any complex mental maths is so helpful! I do want to caveat that personal finance should be just that, personal! Having multiple different accounts is the system that works for me and I believe will work for other people, but it won’t…
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7 No Spend Challenge Tips: How To Smash Your Goal
When I was first beginning on my finance journey, doing a no spend challenge was one of my favourite things to do! And I’m going to spend all my no spend challenge tips in this post! I would set myself a no spend goal each month – whether that was a number of days or a set category – to reset my spending habits and become more intentional. This is not something I still regularly do as my mindset is very different now compared to when I started. I no longer need the challenge element to keep me focussed and intentional, that thinking style is now second nature to me! But…
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July 2022 Money Review
Here we are again! Another month gone, another money roundup. Time for a July money review. Scary how fast this year is going by – soon it will be Christmas again! What is a money review? It is where I share reflections on my finances from the previous month and detail every penny in and out. I find doing this at least monthly is a good way to stay connected to your finances. Plus, I love reading them back in a couple of months! Why do I share this? I know it might seem weird to share this on the internet, but I truly believe in creating the type of content…
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Tips To Secure Sits on Trusted Housesitters
In the 50 days since I joined Trusted Housesitters, I have applied for 33 sits, had 4 zoom calls, been rejected 12 times, been ghosted more times than I can count, withdrew 7 applications and finally I have secured my first international housesit! I’ve actually got two 🎉 Disclaimer – This post contains some affiliate links meaning that I may receive a commission if you use them. This comes at no extra cost to you <3 Words cannot describe how excited I am that my plans are finally coming together – one piece of the puzzle at a time. Whilst, I have only just secured my first international sit, I’ve already…
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June 2022 Money Review
June has simultaneously felt like both the longest and the shortest month ever. I cannot get my head around the fact that we are already half way through 2022, how is that even possible!! However, it is one of my favourite months of the year as it’s my birthday, the days are longer and brighter and the sun occasionally makes an appearance. But without further ado, lets get into it! What is a money review? It is where I share reflections on my finances from the previous month, and detail every penny in and out. I find doing this at least monthly is a good way to stay connected to your…
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How I Plan To Only Spend £5k On My Gap Year
Yes, you did read that correctly! I am planning to spend only five thousand pounds on my gap year. Which will be a yearlong round the world trip. That works out to just over £13 per day! Want to know how? Keep reading. In this post, I am going to share five things that will help me stick to budget and still enjoy every single moment! Disclaimer – This post includes some affiliate links which means that I may receive a commission if you use them. This comes at no extra cost to you <3 Firstly, I must acknowledge that I only feel comfortable setting such a tight budget because…
