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Income Streams – Here’s What I Found Out From Having 20 Of Them
I remember back in 2020 when I first discovered the personal finance community and this crazy world of online side hustles hearing about how the average millionaire has 7 income streams and thinking “wow! I want that”. Then I started testing out online (and the odd offline one) side hustles and somehow ended racking up 20 different income streams and I’m far from being a millionaire. And I have learnt a fair few things alone the way. Want to see a full breakdown of all 20 sources and exactly how much they brought in in 2023 – read this article. For now, let’s get into the what I’ve learnt from…
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4 Ways To Incorporate Sinking Funds Into Your Budget
The classic use of sinking funds is adding the same amount each pay check until you reach the goal. But what if I told you this isn’t the only way to use them. Sinking funds, like all budgeting tools, are meant to be adapted to fit you and your personal budget. It’s not a one size fits all. Great news for people with a variable income!! Now you might be a little confused and have no idea where to begin or how to change the concept. So let me show you 4 different ways you can incorporate sinking funds into your budget… Put money aside each month to cover annual…
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8 Ways To Stretch Your Travel Budget Further
Travel can be super expensive and this often makes it feel completely unattainable to most people. Well I’m here to hoping prove you wrong! Just last year, I spent 8 months travelling through 11 different countries and spent just over £5,000 in total. For everything! There are things you can do to stretch your travel budget and be able to explore the world on a budget. Let me share 8 of these ways with you today… Look into free accommodation options Accommodation is often the biggest section of your travel budget and it doesn’t have to be! Look into free (or cheaper) accommodation options; like housesitting, work away, volunteering, couchsurfing,…
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I Read 159 Books in 2023 – Here’s How I Became A Fast Reader
2023 was by far my best year of reading since I left high school. I was able to finish 159 books over the year, smashing my original 100 books goal. Plus I didn’t really read for 4 whole months in 2023 due to work commitments. Being on a gap year meant I finally felt like I had the time to dedicate to my favourite hobby. And going forward I want to continue making it a daily priority and habit to read. 159 books might sound absolutely insane to you and I admit writing that total down is a little insane. It means that on average I finished one book every…
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I Travelled Hand Luggage Only For A Year – Here Are My Packing Light Tips
I hate paying for checked baggage – can’t stand it! It feels like a complete waste of money and often doubles if not triples the original fare of the flight if you are using a budget airline. So for my gap year, I made a goal to never pay for checked luggage and do the whole trip hand luggage only. And you know what, it was actually quite easy. Keep reading to find out my top packing light tips. Disclaimer: This post contains affiliate links which means I may earn a small commission if you follow them and make a purchase. This comes at no extra cost to you! I…
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Side Hustle Sites – How Much I Cashed Out In 2023
I’ve been using online side hustle sites since 2020. This was when I first fell into an online rabbit hole of online surveys and tasks. And honestly, I haven’t looked back since. Today I went back through my money spreadsheet and worked out how much I cashed out from various side hustle sites and thought I’d share the data with you. I only looked at side hustle sites and apps that anyone can use and make money from. So from smallest to largest, here is exactly how much I cashed out from 13 different side hustle apps/sites… Weare8 = £2.12 This is an app that pays you to watch ads…
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The App That Will Pay You To Answer Trivia Questions
Do you love a good pub quiz? Get super competitive with your friends? Want to earn a few vouchers for answering trivia questions? This is the app for you! Back in 2018, Swagbucks first launched their Daily Trivia app, an app where you can earn SB (the sites currency) for answering trivia questions right. Cool right! They have since updated it to feature two games you can play daily to earn SBs. Any SB that you earn get added automatically to your Swagbucks balance. Which you can then redeem for a range of vouchers – like a £1 Amazon voucher which is currently 100SB or a £5 PayPal voucher for…
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5 Reasons Why Credit Cards Are My Favourite Payment Method
I am 100% team credit card for a number of different reasons. And today I’m going to share five reasons behind why I try and pay with a credit cards for everything possible. Warning: credit cards are an amazing financial tool if used RESPONSIBLY!! Don’t charge things to a credit card that you can’t afford to pay off IN FULL!! This article is talking about how I use credit cards as a financial tool. I have never carried over a balance, missed a payment or paid a penny of interest in the four years that I’ve been taking advantage of credit cards! Ok with that important warning out of the…
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Ipsos Mystery Shopping – How To Get Paid To Order Booze
If you are aged 18-23 11 months, live in the UK and have a place where you can receive parcels – this is the side hustle for you! I’ve literally made hundreds in profit and got a tonne of free alcohol from ipsos mystery shopping using their site iShopForIpsos over the past year. Not bad considering I’ve spent most of the last year abroad and couldn’t do it regularly. Massive shoutout to @thesolosaver on instagram who sent this opportunity my way last year! What is this magical opportunity you are talking about? iShopForIpsos is a mystery shopping site that among other tasks, is currently offering at home mystery shops for…
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OhMyDosh: The Site That Will Pay You To Play Bingo
Unfortunately, OhMyDosh no longer exists! But good news, a new site Custard is live from the same creators! Check it out here. Disclaimer: This post talks about gambling. Please proceed with caution!!! The post may also contain referral and/or affiliate links which means I may received commission if you follow the links. I found OhMyDosh nearly 4 years ago and have dabbled on there a few times over the years, usually logging in to make sure I’m not missing out on cashback before I do something. And this time was no different. Casino offers and free spins are something I’ve heard a lot about but never looked into properly. I…