The Frugal Explorer
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  • Budget & Save
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  • About Me
    • My Money Story
  • Side Hustles
    • Free Money Offers & Discounts
    • Hustle Apps & Sites
    • Money Making Ideas
    • Hustle Income Diaries
    • Side Hustle Guides
  • Budget & Save
    • Budgeting
    • Saving Tips
    • Investing Basics
    • FIRE Movement
    • Frugal Living
  • Travel
    • Destination Guides
    • Housesitting
    • Hotel & Travel Reviews
    • Travel Hacks
    • Packing & Budget Tips
    • Travel Spending Diaries
    • Summer Camp
  • About Me
    • My Money Story
  • Budget & Save

    How To Spring Clean Your Finances

    April 9, 2024 /

    The days are getting longer, the nights lighter, the flowers are making an appearance – spring is in the air. It’s the perfect time to spring clean your finances! Whether you’re feeling a little overwhelmed by your finances right now or you’ve got it down to a fine art, you’ll find benefits from investing the time to go over your finances. Take an hour and do these six things to spring clean your finances and instantly feel more financially confident… Review your budget This is the perfect time to review your current budget and sure it is still working well for you. Budgets shouldn’t be set in stone. They should…

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    Make These 5 Changes to Become Financially Confident

    October 25, 2022

    7 Student Loan Facts You Need To Know!

    February 14, 2022

    5 Golden Rules Of Credit Cards

    September 10, 2022
  • Budgeting,  Saving Tips

    24 Valuable Sinking Fund Ideas For Your 2024 Budget

    March 5, 2024 /

    Sinking funds are a great tool to have in your budgeting arsenal. They are essentially a pot of money that you save with the intention of cash flowing either a pre-determined or foreseen purchase. You can incorporate them into your budget a bunch of different ways and for an unlimited amount of reasons. To get some ideas going, here are 24 sinking fund ideas for your 2024 budget… Christmas 2024 It’s never too early to start saving for Christmas! If you celebrate, this is an expense that crops up at the same time every single year. So get organised early. The sooner you start putting money away to cover your…

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    5 Ways to Spring Clean Your Finances

    May 25, 2022

    September 2022 Money Review

    October 4, 2022

    3 Saving Funds Every Girl Should Have

    February 23, 2022
  • Hustle Income Diaries

    Income Streams – Here’s What I Found Out From Having 20 Of Them

    February 23, 2024 /

    I remember back in 2020 when I first discovered the personal finance community and this crazy world of online side hustles hearing about how the average millionaire has 7 income streams and thinking “wow! I want that”. Then I started testing out online (and the odd offline one) side hustles and somehow ended racking up 20 different income streams and I’m far from being a millionaire. And I have learnt a fair few things alone the way. Want to see a full breakdown of all 20 sources and exactly how much they brought in in 2023 – read this article. For now, let’s get into the what I’ve learnt from…

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    £5k Hustle Challenge – How I did it in 7 1/2 months!

    May 9, 2023

    Making £5k in 5 months: £10k Side Hustle Challenge Update

    September 2, 2024

    £10k Side Hustle Challenge – My Big Goal For 2024

    February 6, 2024
  • Budgeting

    4 Ways To Incorporate Sinking Funds Into Your Budget

    February 22, 2024 /

    The classic use of sinking funds is adding the same amount each pay check until you reach the goal. But what if I told you this isn’t the only way to use them. Sinking funds, like all budgeting tools, are meant to be adapted to fit you and your personal budget. It’s not a one size fits all. Great news for people with a variable income!! Now you might be a little confused and have no idea where to begin or how to change the concept. So let me show you 4 different ways you can incorporate sinking funds into your budget… Put money aside each month to cover annual…

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    April Money Round Up

    May 4, 2022

    The Best Classic Budgets To Test Out

    February 13, 2024

    5 Things I Cut From My Budget

    February 21, 2022
  • Packing & Budget Tips

    8 Ways To Stretch Your Travel Budget Further

    February 21, 2024 /

    Travel can be super expensive and this often makes it feel completely unattainable to most people. Well I’m here to hoping prove you wrong! Just last year, I spent 8 months travelling through 11 different countries and spent just over £5,000 in total. For everything! There are things you can do to stretch your travel budget and be able to explore the world on a budget. Let me share 8 of these ways with you today… Look into free accommodation options Accommodation is often the biggest section of your travel budget and it doesn’t have to be! Look into free (or cheaper) accommodation options; like housesitting, work away, volunteering, couchsurfing,…

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    I Travelled Hand Luggage Only For A Year – Here Are My Packing Light Tips

    February 19, 2024

    25+ Tips To Save You Money On Your Next Trip

    April 20, 2024

    5 Easy Steps To Save For Your Next Adventure

    February 12, 2024
  • Budgeting

    5 Reasons Why Credit Cards Are My Favourite Payment Method

    February 16, 2024 /

    I am 100% team credit card for a number of different reasons. And today I’m going to share five reasons behind why I try and pay with a credit cards for everything possible. Warning: credit cards are an amazing financial tool if used RESPONSIBLY!! Don’t charge things to a credit card that you can’t afford to pay off IN FULL!! This article is talking about how I use credit cards as a financial tool. I have never carried over a balance, missed a payment or paid a penny of interest in the four years that I’ve been taking advantage of credit cards! Ok with that important warning out of the…

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    How Much I Spend – Student Spending Diaries #1

    April 4, 2021

    5 Things I Cut From My Budget

    February 21, 2022

    April Money Round Up

    May 4, 2022
  • Budgeting

    The Best Classic Budgets To Test Out

    February 13, 2024 /

    Budgets are the cornerstone of any financial journey but they are not a one size fits all. There are a few suggested methods pushed around out there which are the perfect place to start. Then once you have a better understanding of how your money flows and the best budget for you, you can customise your own budget. The best place to start would be by testing a few of the classic budgets out there to see what you like and what you don’t like. Here are three classic budgets to try… 50/30/20 50% for needs, 30% for wants and 20% to savings. This is what the 50/30/20 budgeting rule…

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    How I am Budgeting for Christmas

    November 13, 2021

    What To Do When You Go Over Budget

    May 17, 2022

    5 Reasons Why Credit Cards Are My Favourite Payment Method

    February 16, 2024
  • Saving Tips

    Lifetime ISA: Best Way To Boost Your House Deposit!

    February 11, 2024 /

    Already saving for your first house or want to start? This account is the perfect place to keep that money! You know why? Because the government will give you an additional £1000 each tax year just for saving your money there. Cool right! So what is this magical account? The account you need to look into is called a LISA… What is a LISA? LISA stands for Lifetime Individual Savings Account. It is the scheme that was introduced a couple of years ago to replace the Help to Buy scheme. It’s essentially the new and improved Help to Buy. You can add up to £4,000 into the account each tax…

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    7 No Spend Challenge Tips: How To Smash Your Goal

    August 6, 2022

    3 Saving Funds Every Girl Should Have

    February 23, 2022

    How To Save Money On Subscriptions

    February 10, 2024
  • Frugal Living,  Saving Tips

    How To Save Money On Subscriptions

    February 10, 2024 /

    Netflix, Spotify, Disney+, Amazon Prime, oh and don’t forget about Kindle Unlimited – subscriptions can add up very quickly and before you know it you’re paying out hundreds each month for something that is often seen as an essential but is simply entertainment. But you don’t have to settle for paying full price. Keep reading for actionable ways to save money on subscriptions without missing out! Related Content: Here are a few tips & tricks on how to save money on subscriptions… Get A Family Account Whilst more expensive in terms of the money value, Family Accounts are often cheaper than multiple individual accounts. Grouping together with a few others…

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    8 Cheap Ways to Practice Self Care For Students

    December 19, 2020

    Cheap Transportation: 7 Ways To Save Money

    January 26, 2023

    Cheap Dining Out: How To Save Money Every Time

    September 25, 2022
  • Budgeting

    Income System – How I Deal With Multiple Income Streams As A Full Time Freelancer

    January 31, 2024 /

    I entered the crazy world of freelancing at a very strange time in my life. I was on a gap year housesitting my way through 11 countries and living off a pot of money I had saved during my third year of uni. So I never had to really think about what to do with the money I was earning on the side. It kinda just haemorrhaged towards whatever the priority was that month. But when I got back from my fab year abroad with the crazy thought that I could just keep going, I had to use the money I was earning more effectively. I would spend hours each…

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    I Saved 63% Of My Income – 2022 Financial Review

    January 2, 2023

    24 Valuable Sinking Fund Ideas For Your 2024 Budget

    March 5, 2024

    August 2022 Money Review

    September 6, 2022
 Older Posts

HELLO!

Hi I’m Jess, the one woman show behind The Frugal Explorer!

I am obsessed with finding the weird and wonderful ways to make money online, stretching that money as far as it’ll go and travelling on a budget.

I am on a mission to visit 100 countries before I turn 30 whilst also working towards big money goals!

The Frugal Explorer exists to empower & help curious, budget-conscious adventurers to earn more, spend smart, and explore the world without going broke or sacrificing financial freedom!

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