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5 Reasons Why Credit Cards Are My Favourite Payment Method
I am 100% team credit card for a number of different reasons. And today I’m going to share five reasons behind why I try and pay with a credit cards for everything possible. Warning: credit cards are an amazing financial tool if used RESPONSIBLY!! Don’t charge things to a credit card that you can’t afford to pay off IN FULL!! This article is talking about how I use credit cards as a financial tool. I have never carried over a balance, missed a payment or paid a penny of interest in the four years that I’ve been taking advantage of credit cards! Ok with that important warning out of the…
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Travel Hacking a £145 Flight to NYC
Yep, you read that right, £145!! For a flight from London to New York worth £1,800. Do I sound smug? I’m feeling a little smug. But getting a deal like this has been twelve months in the making. How? Two words – travel hacking. Disclaimer – This post may contain affiliate or referral links which means I might receive a commission if you follow them. This comes at no extra cost to you! What is travel hacking? Travel hacking is the art of collecting points (such as BA’s Avios) which are then redeemed for discounted travel. Travel hacking is very popular in the US but there are deals to be…
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5 Golden Rules Of Credit Cards
Credit cards are an incredibly valuable financial tool if used correctly and strategically. Not only will they do wonders for your credit score, but many come with additional perks, like cashback and free travel. But underneath the fancy perks they are all essentially the same and there is a right and a wrong way to use them. These five golden rules will ensure you do the most positive damage to your credit score! #1 Pay the full balance off every single month Without fail. No excuses. You must pay your full balance off every single month. Using your credit card like a debit card is golden rule number one! You…