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Cashback Websites You Need To Join!
Cashback is the easiest way to put money back into your wallet without much effort. If you are already planning on making the purchase, doing so through one of the cashback websites out there is easy money. {Disclaimer – this post contains affiliate and referral links meaning I may earn a small commission if you follow the link. This comes at no extra cost to you!} A cashback offer literally means getting cash back when you spend money. Essentially you get a discount but in the form of a refund rather than it being knocked off the bill. The key to cashback is making sure you activate the offer before…
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4 Ways To Incorporate Sinking Funds Into Your Budget
The classic use of sinking funds is adding the same amount each pay check until you reach the goal. But what if I told you this isn’t the only way to use them. Sinking funds, like all budgeting tools, are meant to be adapted to fit you and your personal budget. It’s not a one size fits all. Great news for people with a variable income!! Now you might be a little confused and have no idea where to begin or how to change the concept. So let me show you 4 different ways you can incorporate sinking funds into your budget… Put money aside each month to cover annual…
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How To Save Money On Subscriptions
Netflix, Spotify, Disney+, Amazon Prime, oh and don’t forget about Kindle Unlimited – subscriptions can add up very quickly and before you know it you’re paying out hundreds each month for something that is often seen as an essential but is simply entertainment. But you don’t have to settle for paying full price. Here are a few tips & tricks on how to save money on subscriptions… Get A Family Account Whilst more expensive in terms of the money value, Family Accounts are often cheaper than multiple individual accounts. Grouping together with a few others and getting a Family Account then splitting the cost can work out cheaper for everyone.…
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7 Ways To Save Money On Transportation
Alongside housing and food, transportation is often one of the top three expenses in most people’s budget. It might seem like a unavoidable cost of life that is just something you have to pay for but it there are some ways you can reduce the cost. You could easily save hundreds each year if you combine a few of these suggestions. Disclaimer: I mention TopCashback a lot in this post, they are not paying me to do so, I just genuinely think it’s a great site (which I have used for years) and cashback is something everyone needs to take advantage of. All the links to their site are from…
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How to Save Money When Eating Out
Eating out is one of those things that people assume you can’t do if you’re on a budget. This is not true at all! Being on a budget doesn’t mean you can never eat out again. But it might mean that you need to become a little more creative and intentional. Budgeting often gets a bad rap as being restrictive and gloomy. At its bare bones, budgeting is simply making a plan for your money. You are taking back control over your money. If done correctly, your budget should ensure there is always money available for those things that add value to your life. If one of those things is…
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7 Tips for Completing a No Spend Challenge
When I was first beginning on my finance journey, doing a no spend challenge was one of my favourite things to do! I would set myself a no spend goal each month – whether that was a number of days or a set category – to alter my spending habits and become more intentional. This is not something I still regularly do as my mindset is very different now compared to when I started. I no longer need the challenge element to keep me focussed and intentional, that thinking style is now second nature to me! But I still maintain that No Spend Challenges are great financial tools you take advantage…
