Budget & Save
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Income System – How I Deal With Multiple Income Streams As A Full Time Freelancer
I entered the crazy world of freelancing at a very strange time in my life. I was on a gap year housesitting my way through 11 countries and living off a pot of money I had saved during my third year of uni. So I never had to really think about what to do with the money I was earning on the side. It kinda just haemorrhaged towards whatever the priority was that month. But when I got back from my fab year abroad with the crazy thought that I could just keep going, I had to use the money I was earning more effectively. I would spend hours each…
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October 2023 Money Review
After almost a year, I’m back with another money review woo! This is my first full month post-gap year and I’m feeling a lot better about my situation than I did last month 😅 I’d always assumed that I’d find a “normal person” job once I got back from my year of travel but the closer the end got the less and less this idea appealed. I LOVE the flexibility and randomness of the life I’ve built over the past year and I have found a way to extend it and kinda just keep going – temporary seasonal work!! These types of gigs usually last a couple of months, often come…
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9 Ways To Get FREE Books
New books are soooo expensive!!! But reading as a hobby doesn’t need to be expensive! Thanks to the good ole internet there are tonnes of ways to get free books nowadays (beyond your classic local library – although that is a FAB way!). Now I know what you’re thinking, “free is never really free” but I promise you it is possible to get books for free!! I’m a massive bookworm (I easily read over 100 books each year) but I would be bankrupt if I paid for every single book I read. I have personally used the majority of these suggestions and can testify to their legitimacy! So let’s get…
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Is Kindle Unlimited Worth the Money?
On the first day of 2023, I went onto Amazon to buy an ebook for my mum (she uses my kindle account) and it was £3.49 to buy or I could get it through kindle unlimited by paying 99p for a three month membership – absolute no brainer!! So although I’d already technically saved money and got the ebook at a bargain price, being the frugal person I am, I made the absolute most of having the membership these past three months. Plus it’s really helped get me out of a reading slump I was in towards the end of 2022! Disclaimer – This post contains some affiliate links meaning…
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7 Ways To Save Money On Transportation
Alongside housing and food, transportation is often one of the top three expenses in most people’s budget. It might seem like a unavoidable cost of life that is just something you have to pay for but it there are some ways you can reduce the cost. You could easily save hundreds each year if you combine a few of these suggestions. Disclaimer: I mention TopCashback a lot in this post, they are not paying me to do so, I just genuinely think it’s a great site (which I have used for years) and cashback is something everyone needs to take advantage of. All the links to their site are from…
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I Saved 63% Of My Income – 2022 Financial Review
2022 has been a wildride. I graduated, read 115 books, wrote a 10 thousand word dissertation, went to 2 weddings, ate countless bags of crisps, spent 48 hours on a train, saw my first west end show, slept in an airport, started housesitting for strangers off the internet, spent 7 weeks in the US, experienced an ice storm and so so much more… hands down the best year of my life to date!! But it’s all over and you know what that means! It’s time to review every penny I earned and spent over the year. Why are you sharing this? You’re probably thinking it’s weird to share all of…
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Make These 5 Changes to Become Financially Confident
You don’t have to have a lot of money or a high income to be financially confident. Anyone can achieve this state of mind at any financial level. Get started today by making a few subtle changes to how you interact with your finances. Financial confidence is a state of mind rather than a number. It is that feeling when you are in control of your money and it isn’t in control of you. You could be in thousands of pounds of debt and be more financially confident than that guy at work who drives a Porsche. Reaching a state of financial confidence is something you have full control over…
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How to Save Money on Groceries
The current price of groceries is a big stress for a lot of people at the moment. Due to the cost of living crisis, prices just keep increasing and it’s hard to keep up. But with some planning and a little bit a savviness it is still possible to keep your food budget low. Enter today’s blog post – 8 easy things you can do today to save money on groceries. Shop your cupboards first Shopping your cupboards first will both save you money and reduce waste. Start by taking an inventory of what you have in. Check your fridge, freezer, and cupboards, and make a list. From this you…
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How I Saved Every Penny Of My Income
During my three years at university, I worked multiple jobs on top of my studies, and I saved every single penny I earned. Sounds crazy right?!? But it became second nature to me, and I would do it automatically without even thinking. You might have already called bullshit because like duh obviously you have to spend some money to live so this must be false. So let me start with a little disclaimer… Fortunately, I was eligible for almost the maximum student maintenance loan (around £9k) each year. This was more than enough to comfortably live on; hence this stream of income became the only one I would budget with.…
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6 Easy Finance Moves To Boost Your Savings
Saving money can sometimes feel like a slog, especially if your numbers aren’t increasing as fast as you want them to. Enter this blog post! Six easy finance moves you can make today to boost your savings. Most of them are as simple as setting it up and forgetting about it, just watch the money roll in 🤑. Disclaimer – this post does include some referral links. Meaning I will benefit it you decide to use my link. I would never recommend a product/account that I don’t use and love. Thank you for supporting BST! Save for your deposit in a Lifetime ISA Instant 25% return on your money –…
