The Frugal Explorer
  • Side Hustles
    • Free Money Offers & Discounts
    • Hustle Apps & Sites
    • Money Making Ideas
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  • Budget & Save
    • Budgeting
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  • Travel
    • Destination Guides
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    • Packing & Budget Tips
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  • About Me
    • My Money Story
  • Side Hustles
    • Free Money Offers & Discounts
    • Hustle Apps & Sites
    • Money Making Ideas
    • Hustle Income Diaries
    • Side Hustle Guides
  • Budget & Save
    • Budgeting
    • Saving Tips
    • Investing Basics
    • FIRE Movement
    • Frugal Living
  • Travel
    • Destination Guides
    • Housesitting
    • Hotel & Travel Reviews
    • Travel Hacks
    • Packing & Budget Tips
    • Travel Spending Diaries
    • Summer Camp
  • About Me
    • My Money Story
  • Money Making Ideas

    9 Actually Passive Income Ideas – Make Money In Your Sleep

    March 17, 2024 /

    Making money while you sleep is the dream right!? But often passive income ideas aren’t actually passive at all rather residual income. Take blogging for instance, which is often suggested as a passive income stream. Well as someone with a blog, it is far from passive! It would be better classified as an residual income stream as the money often still rolls in long after the initial work is done. True passive income should be almost set it and forget it and then watch the money come rolling in, right! So with that in mind, here are 9 actually passive income ideas, the set it and forget it type… {Disclaimer…

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    I Entered 2000+ Competitions… But Did I Actually Win Anything?

    February 2, 2024

    How to Make Money as a Student

    January 23, 2021

    Daily Polls: Can You Actually Make Money From Them?

    January 24, 2024
  • Budgeting,  Saving Tips

    24 Valuable Sinking Fund Ideas For Your 2024 Budget

    March 5, 2024 /

    Sinking funds are a great tool to have in your budgeting arsenal. They are essentially a pot of money that you save with the intention of cash flowing either a pre-determined or foreseen purchase. You can incorporate them into your budget a bunch of different ways and for an unlimited amount of reasons. To get some ideas going, here are 24 sinking fund ideas for your 2024 budget… Christmas 2024 It’s never too early to start saving for Christmas! If you celebrate, this is an expense that crops up at the same time every single year. So get organised early. The sooner you start putting money away to cover your…

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    5 Ways to Spring Clean Your Finances

    May 25, 2022

    September 2022 Money Review

    October 4, 2022

    4 Ways To Incorporate Sinking Funds Into Your Budget

    February 22, 2024
  • Hustle Income Diaries

    Income Streams – Here’s What I Found Out From Having 20 Of Them

    February 23, 2024 /

    I remember back in 2020 when I first discovered the personal finance community and this crazy world of online side hustles hearing about how the average millionaire has 7 income streams and thinking “wow! I want that”. Then I started testing out online (and the odd offline one) side hustles and somehow ended racking up 20 different income streams and I’m far from being a millionaire. And I have learnt a fair few things alone the way. Want to see a full breakdown of all 20 sources and exactly how much they brought in in 2023 – read this article. For now, let’s get into the what I’ve learnt from…

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    £5k Hustle Challenge – How I did it in 7 1/2 months!

    May 9, 2023

    £10k Side Hustle Challenge – My Big Goal For 2024

    February 6, 2024

    How I Made £587.69 from Side Hustles in September!

    October 4, 2024
  • Budgeting

    4 Ways To Incorporate Sinking Funds Into Your Budget

    February 22, 2024 /

    The classic use of sinking funds is adding the same amount each pay check until you reach the goal. But what if I told you this isn’t the only way to use them. Sinking funds, like all budgeting tools, are meant to be adapted to fit you and your personal budget. It’s not a one size fits all. Great news for people with a variable income!! Now you might be a little confused and have no idea where to begin or how to change the concept. So let me show you 4 different ways you can incorporate sinking funds into your budget… Put money aside each month to cover annual…

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    Sinking Funds – How To Calculate Them

    June 1, 2022

    24 Valuable Sinking Fund Ideas For Your 2024 Budget

    March 5, 2024

    5 Things I Cut From My Budget

    February 21, 2022
  • Packing & Budget Tips

    8 Ways To Stretch Your Travel Budget Further

    February 21, 2024 /

    Travel can be super expensive and this often makes it feel completely unattainable to most people. Well I’m here to hoping prove you wrong! Just last year, I spent 8 months travelling through 11 different countries and spent just over £5,000 in total. For everything! There are things you can do to stretch your travel budget and be able to explore the world on a budget. Let me share 8 of these ways with you today… Look into free accommodation options Accommodation is often the biggest section of your travel budget and it doesn’t have to be! Look into free (or cheaper) accommodation options; like housesitting, work away, volunteering, couchsurfing,…

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    I Travelled Hand Luggage Only For A Year – Here Are My Packing Light Tips

    February 19, 2024

    5 Easy Steps To Save For Your Next Adventure

    February 12, 2024

    25+ Tips To Save You Money On Your Next Trip

    April 20, 2024
  • Budgeting

    5 Reasons Why Credit Cards Are My Favourite Payment Method

    February 16, 2024 /

    I am 100% team credit card for a number of different reasons. And today I’m going to share five reasons behind why I try and pay with a credit cards for everything possible. Warning: credit cards are an amazing financial tool if used RESPONSIBLY!! Don’t charge things to a credit card that you can’t afford to pay off IN FULL!! This article is talking about how I use credit cards as a financial tool. I have never carried over a balance, missed a payment or paid a penny of interest in the four years that I’ve been taking advantage of credit cards! Ok with that important warning out of the…

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    How To Save With A Variable Income

    September 28, 2022

    The Best Classic Budgets To Test Out

    February 13, 2024

    3 Simple Budgets to Try

    December 12, 2020
  • Budgeting

    The Best Classic Budgets To Test Out

    February 13, 2024 /

    Budgets are the cornerstone of any financial journey but they are not a one size fits all. There are a few suggested methods pushed around out there which are the perfect place to start. Then once you have a better understanding of how your money flows and the best budget for you, you can customise your own budget. The best place to start would be by testing a few of the classic budgets out there to see what you like and what you don’t like. Here are three classic budgets to try… 50/30/20 50% for needs, 30% for wants and 20% to savings. This is what the 50/30/20 budgeting rule…

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    5 Things I Cut From My Budget

    February 21, 2022
    hands holding some dollar bills

    I Saved 63% Of My Income – 2022 Financial Review

    January 2, 2023

    5 Reasons Why Credit Cards Are My Favourite Payment Method

    February 16, 2024
  • Packing & Budget Tips,  Saving Tips

    5 Easy Steps To Save For Your Next Adventure

    February 12, 2024 /

    Have big dreams of travelling the world? Want to step foot in every country? Have plans to backpack South-East Asia? Inter-rail across Europe? Have all these grand plans but no idea where to start saving for your next adventure? This is the post for you! Here’s a simple five step process to save for your next adventure… Do your research The first step before you can save, like with anything, is the research phase. Research where you want to go, how long for and then infer from this how much you reckon you’ll need to cover the adventure. Blogs and vlogs are a great (and free!) resources to start your…

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    8 Ways To Stretch Your Travel Budget Further

    February 21, 2024

    I Travelled Hand Luggage Only For A Year – Here Are My Packing Light Tips

    February 19, 2024

    Marrakech Packing List – What Did I Actually Wear?

    March 17, 2025
  • Frugal Living,  Saving Tips

    How To Save Money On Subscriptions

    February 10, 2024 /

    Netflix, Spotify, Disney+, Amazon Prime, oh and don’t forget about Kindle Unlimited – subscriptions can add up very quickly and before you know it you’re paying out hundreds each month for something that is often seen as an essential but is simply entertainment. But you don’t have to settle for paying full price. Keep reading for actionable ways to save money on subscriptions without missing out! Related Content: Here are a few tips & tricks on how to save money on subscriptions… Get A Family Account Whilst more expensive in terms of the money value, Family Accounts are often cheaper than multiple individual accounts. Grouping together with a few others…

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    Kindle Unlimited, Is it Worth it?

    April 11, 2023

    9 Cupboard Staples Everyone Should Always Have In

    May 14, 2022

    Cheap Transportation: 7 Ways To Save Money

    January 26, 2023
  • About Me

    9 Big Goals I Want To Achieve In 2024

    February 3, 2024 /

    Setting yearly goals has been something I’ve done consistently for the past 4 years and 2024 is no different! I’ve set around 30 goals that I want to achieve over the next year but they can be narrowed down to these 9 main goals… READ 100 BOOKS I set the same goal last year and ended the year on 159 books finished. I did consider upping my reading target for 2024. However I foresee this year being a little bit busier than last year so I’m sticking strong at 100 books. That’s an average of 8 books a month which sounds incredibly doable. TRAVEL TO 10 NEW COUNTRIES I have…

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    Top 8 Books I Read in 2020

    April 10, 2021

    30 Things I Want To Do Before I Turn 30

    February 28, 2023

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    February 20, 2024
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HELLO!

Hi I’m Jess, the one woman show behind The Frugal Explorer!

I am obsessed with finding the weird and wonderful ways to make money online, stretching that money as far as it’ll go and travelling on a budget.

I am on a mission to visit 100 countries before I turn 30 whilst also working towards big money goals!

The Frugal Explorer exists to empower & help curious, budget-conscious adventurers to earn more, spend smart, and explore the world without going broke or sacrificing financial freedom!

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