-
Income System – How I Deal With Multiple Income Streams As A Full Time Freelancer
I entered the crazy world of freelancing at a very strange time in my life. I was on a gap year housesitting my way through 11 countries and living off a pot of money I had saved during my third year of uni. So I never had to really think about what to do with the money I was earning on the side. It kinda just haemorrhaged towards whatever the priority was that month. But when I got back from my fab year abroad with the crazy thought that I could just keep going, I had to use the money I was earning more effectively. I would spend hours each…
-
How I’m Making £2000 in “Free” Money This Year
I love finding weird and wonderful ways to make money. And one of my favourite ways to boost my income without much effort or time is through free money or as it’s more commonly known interest. Whether that’s bank interest, LISA gov bonuses or sign up offers they all come under my umbrella of interest. And if my projections are correct I will make over two thousand pounds from this income stream alone in 2024. Two thousand pounds – an insane amount for someone who started out on £5 per hour washing dishes. How am I planning on making this much? Let’s dig into my plan… LISA BONUS I’m obsessed…
-
13 Day USA Roadtrip – How Much I Spent!
Hello, ello, ello, long time no blog post!! But I’m back from my best summer yet working as a camp counsellor at a sleep away camp in the West Virginian mountains. I have soooo much to share about my experience at camp and of course the finances surrounding it but I thought I’d kick it all off with a spending roundup from the roadtrip I did with a few new friends once we left camp. We spent almost two weeks together travelling from West Virginia up the coast to NYC (where we met up with some fellow counsellors, one of whom was kind enough to host us) and then onwards…
-
Gap Year Budget Update – 8 Months In
8 months done and dusted!!! That means I graduated 9 months ago 🤯 Wtf!!! I still frequently refer to myself as a student because I just haven’t got over it yet 😂 These past 8 months have been absolutely amazing and have really made me stop and think about the life I want to create going forward. I frequently change my mind on what I want to do next and I don’t think I’ll make a final decision until I absolutely have too. Anyway, enough of my indecision, the end of the month means only one thing around here… it’s time to break down last months spending 🥳 You may have noticed…
-
March Budget Update – £5k Gap Year
Already a quarter of the way through 2023 😱 Where is the time going? Absolutely insane!! But the end of another month means only one thing in the finance space – it’s time to review and reflect on the month, so here is my March budget update 😄 March has been a kinda chilled one for me, well compared to my previous months that is 😂 My big 5 month trip came to an end and I started leg 3 of my gap year, which is only going to be 6 weeks. Mostly down to visa restrictions but also because the budget is starting to look a little tight! New here? Let…
-
£5k Budget Update – February 2023
Halfway through my budget gap year and I still have some money left – woohooo!!! I’m taking that as a win 😂 February has been one hell of a good month! I got to see my parents for a weekend as the couple I was housesitting for welcomed me to have guests to stay, I ticked off two new countries, got another tattoo, saw SiX again, spent quality time with some friends and had a lot of time to read on various overnight journeys – which is always a win 🙌🏻 Mind blowing that I’m at the halfway point already and I still change my mind daily on what I want…
-
7 Ways To Save Money On Transportation
Alongside housing and food, transportation is often one of the top three expenses in most people’s budget. It might seem like a unavoidable cost of life that is just something you have to pay for but it there are some ways you can reduce the cost. You could easily save hundreds each year if you combine a few of these suggestions. Disclaimer: I mention TopCashback a lot in this post, they are not paying me to do so, I just genuinely think it’s a great site (which I have used for years) and cashback is something everyone needs to take advantage of. All the links to their site are from…
-
£5k Budget Update – December 2022
December, month four of my gap year and the first month I’ve spent fully abroad and zero nights crashing at my parents house 😂. As I’m following where the housesits take me to save on accommodation costs, I spent all of December in the Pacific North West. I’m here until mid-January then I’ll be flying over the east coast for the remaining 3 weeks of my time in the US. Disclaimer – This post contains affiliate links which means I may receive a commission if you use them. This comes at no extra cost to you <3 New here? Let me give you a little context... I graduated from uni…
-
I Saved 63% Of My Income – 2022 Financial Review
2022 has been a wildride. I graduated, read 115 books, wrote a 10 thousand word dissertation, went to 2 weddings, ate countless bags of crisps, spent 48 hours on a train, saw my first west end show, slept in an airport, started housesitting for strangers off the internet, spent 7 weeks in the US, experienced an ice storm and so so much more… hands down the best year of my life to date!! But it’s all over and you know what that means! It’s time to review every penny I earned and spent over the year. Why are you sharing this? You’re probably thinking it’s weird to share all of…
-
£5k Budget Breakdown – October 2022
Well, October has been a spenny month! Only two months into my year-long gap year and I have already spent over 20% of my £5k budget. Just writing that percentage down is a little panic inducing BUT surprisingly my projections have me still in budget! New here? Let me give you a little context... I have just graduated from uni and have chosen to take a gap year before deciding what to do next, career wise. I will be spending the entire year travelling and have set myself a strict £5k budget which needs to cover all costs and last the entire year! Seem a little tight? Check out this…