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9 Actually Passive Income Ideas – Make Money In Your Sleep
Making money while you sleep is the dream right!? But often passive income ideas aren’t actually passive at all rather residual income. Take blogging for instance, which is often suggested as a passive income stream. Well as someone with a blog, it is far from passive! It would be better classified as an residual income stream as the money often still rolls in long after the initial work is done. True passive income should be almost set it and forget it and then watch the money come rolling in, right! So with that in mind, here are 9 actually passive income ideas, the set it and forget it type… {Disclaimer…
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Income Streams – Here’s What I Found Out From Having 20 Of Them
I remember back in 2020 when I first discovered the personal finance community and this crazy world of online side hustles hearing about how the average millionaire has 7 income streams and thinking “wow! I want that”. Then I started testing out online (and the odd offline one) side hustles and somehow ended racking up 20 different income streams and I’m far from being a millionaire. And I have learnt a fair few things alone the way. Want to see a full breakdown of all 20 sources and exactly how much they brought in in 2023 – read this article. For now, let’s get into the what I’ve learnt from…
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8 Ways To Stretch Your Travel Budget Further
Travel can be super expensive and this often makes it feel completely unattainable to most people. Well I’m here to hoping prove you wrong! Just last year, I spent 8 months travelling through 11 different countries and spent just over £5,000 in total. For everything! There are things you can do to stretch your travel budget and be able to explore the world on a budget. Let me share 8 of these ways with you today… Look into free accommodation options Accommodation is often the biggest section of your travel budget and it doesn’t have to be! Look into free (or cheaper) accommodation options; like housesitting, work away, volunteering, couchsurfing,…
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5 Reasons Why Credit Cards Are My Favourite Payment Method
I am 100% team credit card for a number of different reasons. And today I’m going to share five reasons behind why I try and pay with a credit cards for everything possible. Warning: credit cards are an amazing financial tool if used RESPONSIBLY!! Don’t charge things to a credit card that you can’t afford to pay off IN FULL!! This article is talking about how I use credit cards as a financial tool. I have never carried over a balance, missed a payment or paid a penny of interest in the four years that I’ve been taking advantage of credit cards! Ok with that important warning out of the…
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5 Easy Steps To Save For Your Next Adventure
Have big dreams of travelling the world? Want to step foot in every country? Have plans to backpack South-East Asia? Inter-rail across Europe? Have all these grand plans but no idea where to start saving for your next adventure? This is the post for you! Here’s a simple five step process to save for your next adventure… Do your research The first step before you can save, like with anything, is the research phase. Research where you want to go, how long for and then infer from this how much you reckon you’ll need to cover the adventure. Blogs and vlogs are a great (and free!) resources to start your…
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Income System – How I Deal With Multiple Income Streams As A Full Time Freelancer
I entered the crazy world of freelancing at a very strange time in my life. I was on a gap year housesitting my way through 11 countries and living off a pot of money I had saved during my third year of uni. So I never had to really think about what to do with the money I was earning on the side. It kinda just haemorrhaged towards whatever the priority was that month. But when I got back from my fab year abroad with the crazy thought that I could just keep going, I had to use the money I was earning more effectively. I would spend hours each…
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How I’m Making £2000 in “Free” Money This Year
I love finding weird and wonderful ways to make money. And one of my favourite ways to boost my income without much effort or time is through free money or as it’s more commonly known interest. Whether that’s bank interest, LISA gov bonuses or sign up offers they all come under my umbrella of interest. And if my projections are correct I will make over two thousand pounds from this income stream alone in 2024. Two thousand pounds – an insane amount for someone who started out on £5 per hour washing dishes. How am I planning on making this much? Let’s dig into my plan… LISA BONUS I’m obsessed…
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13 Day USA Roadtrip – How Much I Spent!
Hello, ello, ello, long time no blog post!! But I’m back from my best summer yet working as a camp counsellor at a sleep away camp in the West Virginian mountains. I have soooo much to share about my experience at camp and of course the finances surrounding it but I thought I’d kick it all off with a spending roundup from the roadtrip I did with a few new friends once we left camp. We spent almost two weeks together travelling from West Virginia up the coast to NYC (where we met up with some fellow counsellors, one of whom was kind enough to host us) and then onwards…
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Gap Year Budget Update – 8 Months In
8 months done and dusted!!! That means I graduated 9 months ago 🤯 Wtf!!! I still frequently refer to myself as a student because I just haven’t got over it yet 😂 These past 8 months have been absolutely amazing and have really made me stop and think about the life I want to create going forward. I frequently change my mind on what I want to do next and I don’t think I’ll make a final decision until I absolutely have too. Anyway, enough of my indecision, the end of the month means only one thing around here… it’s time to break down last months spending 🥳 You may have noticed…
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March Budget Update – £5k Gap Year
Already a quarter of the way through 2023 😱 Where is the time going? Absolutely insane!! But the end of another month means only one thing in the finance space – it’s time to review and reflect on the month, so here is my March budget update 😄 March has been a kinda chilled one for me, well compared to my previous months that is 😂 My big 5 month trip came to an end and I started leg 3 of my gap year, which is only going to be 6 weeks. Mostly down to visa restrictions but also because the budget is starting to look a little tight! New here? Let…
