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How I’m Making £2000 in “Free” Money This Year
I love finding weird and wonderful ways to make money. And one of my favourite ways to boost my income without much effort or time is through free money or as it’s more commonly known interest. Whether that’s bank interest, LISA gov bonuses or sign up offers they all come under my umbrella of interest. And if my projections are correct I will make over two thousand pounds from this income stream alone in 2024. Two thousand pounds – an insane amount for someone who started out on £5 per hour washing dishes. How am I planning on making this much? Let’s dig into my plan… LISA BONUS I’m obsessed…
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9 Ways To Get FREE Books
New books are soooo expensive!!! But reading as a hobby doesn’t need to be expensive! Thanks to the good ole internet there are tonnes of ways to get free books nowadays (beyond your classic local library – although that is a FAB way!). Now I know what you’re thinking, “free is never really free” but I promise you it is possible to get books for free!! I’m a massive bookworm (I easily read over 100 books each year) but I would be bankrupt if I paid for every single book I read. I have personally used the majority of these suggestions and can testify to their legitimacy! So let’s get…
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March Budget Update – £5k Gap Year
Already a quarter of the way through 2023 😱 Where is the time going? Absolutely insane!! But the end of another month means only one thing in the finance space – it’s time to review and reflect on the month, so here is my March budget update 😄 March has been a kinda chilled one for me, well compared to my previous months that is 😂 My big 5 month trip came to an end and I started leg 3 of my gap year, which is only going to be 6 weeks. Mostly down to visa restrictions but also because the budget is starting to look a little tight! New here? Let…
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7 Ways To Save Money On Transportation
Alongside housing and food, transportation is often one of the top three expenses in most people’s budget. It might seem like a unavoidable cost of life that is just something you have to pay for but it there are some ways you can reduce the cost. You could easily save hundreds each year if you combine a few of these suggestions. Disclaimer: I mention TopCashback a lot in this post, they are not paying me to do so, I just genuinely think it’s a great site (which I have used for years) and cashback is something everyone needs to take advantage of. All the links to their site are from…
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How to Save Money on Groceries
The current price of groceries is a big stress for a lot of people at the moment. Due to the cost of living crisis, prices just keep increasing and it’s hard to keep up. But with some planning and a little bit a savviness it is still possible to keep your food budget low. Enter today’s blog post – 8 easy things you can do today to save money on groceries. Shop your cupboards first Shopping your cupboards first will both save you money and reduce waste. Start by taking an inventory of what you have in. Check your fridge, freezer, and cupboards, and make a list. From this you…
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September 2022 Money Review
One month down, only eleven left of my gap year! Crazy how fast time flies when you are professionally unemployed 😂 But the end of the month means only one thing on this blog – time for a September money review! September did not really go to plan but I made the most of the situation. I ended up staying an extra two weeks with my parents because a housesit got cancelled. This was one I had organised with a friend so I wasn’t covered by any guarantee like I am when I housesit through Trusted Housesitters. But this meant for a very cheap month. This will be the last…
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How To Save With A Variable Income
Mainstream budgeting techniques and savings suggestions often ignore the fact that a lot of people have a variable income. They don’t get paid the same amount every single payday and often the paydays don’t follow a regular pattern. Therefore, it can be very hard to get into a saving rhythm. For example, a lot of finance experts suggest automation as the best technique for saving more. But this can be very tricky to implement when the amount you get paid changes each and every time. Plus it may not even be on the same date, so knowing when to set up the automatic payment for is hard. I have had…
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How to Save Money When Eating Out
Eating out is one of those things that people assume you can’t do if you’re on a budget. This is not true at all! Being on a budget doesn’t mean you can never eat out again. But it might mean that you need to become a little more creative and intentional. Budgeting often gets a bad rap as being restrictive and gloomy. At its bare bones, budgeting is simply making a plan for your money. You are taking back control over your money. If done correctly, your budget should ensure there is always money available for those things that add value to your life. If one of those things is…
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The 6 Bank Accounts Everyone Needs
Managing your money doesn’t have to be complex – you can make it very very simple! The easiest way to do this is by splitting it up in different bank accounts. Having multiple accounts which all have a unique purpose makes managing your money so much easier and streamline. Being able to log in to each account and automatically see exactly what you have without having to do any complex mental maths is so helpful! I do want to caveat that personal finance should be just that, personal! Having multiple different accounts is the system that works for me and I believe will work for other people, but it won’t…
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7 Tips for Completing a No Spend Challenge
When I was first beginning on my finance journey, doing a no spend challenge was one of my favourite things to do! I would set myself a no spend goal each month – whether that was a number of days or a set category – to alter my spending habits and become more intentional. This is not something I still regularly do as my mindset is very different now compared to when I started. I no longer need the challenge element to keep me focussed and intentional, that thinking style is now second nature to me! But I still maintain that No Spend Challenges are great financial tools you take advantage…
