-
Income Streams – Here’s What I Found Out From Having 20 Of Them
I remember back in 2020 when I first discovered the personal finance community and this crazy world of online side hustles hearing about how the average millionaire has 7 income streams and thinking “wow! I want that”. Then I started testing out online (and the odd offline one) side hustles and somehow ended racking up 20 different income streams and I’m far from being a millionaire. And I have learnt a fair few things alone the way. Want to see a full breakdown of all 20 sources and exactly how much they brought in in 2023 – read this article. For now, let’s get into the what I’ve learnt from…
-
8 Ways To Stretch Your Travel Budget Further
Travel can be super expensive and this often makes it feel completely unattainable to most people. Well I’m here to hoping prove you wrong! Just last year, I spent 8 months travelling through 11 different countries and spent just over £5,000 in total. For everything! There are things you can do to stretch your travel budget and be able to explore the world on a budget. Let me share 8 of these ways with you today… Look into free accommodation options Accommodation is often the biggest section of your travel budget and it doesn’t have to be! Look into free (or cheaper) accommodation options; like housesitting, work away, volunteering, couchsurfing,…
-
5 Reasons Why Credit Cards Are My Favourite Payment Method
I am 100% team credit card for a number of different reasons. And today I’m going to share five reasons behind why I try and pay with a credit cards for everything possible. Warning: credit cards are an amazing financial tool if used RESPONSIBLY!! Don’t charge things to a credit card that you can’t afford to pay off IN FULL!! This article is talking about how I use credit cards as a financial tool. I have never carried over a balance, missed a payment or paid a penny of interest in the four years that I’ve been taking advantage of credit cards! Ok with that important warning out of the…
-
Income System – How I Deal With Multiple Income Streams As A Full Time Freelancer
I entered the crazy world of freelancing at a very strange time in my life. I was on a gap year housesitting my way through 11 countries and living off a pot of money I had saved during my third year of uni. So I never had to really think about what to do with the money I was earning on the side. It kinda just haemorrhaged towards whatever the priority was that month. But when I got back from my fab year abroad with the crazy thought that I could just keep going, I had to use the money I was earning more effectively. I would spend hours each…
-
How I’m Making £2000 in “Free” Money This Year
I love finding weird and wonderful ways to make money. And one of my favourite ways to boost my income without much effort or time is through free money or as it’s more commonly known interest. Whether that’s bank interest, LISA gov bonuses or sign up offers they all come under my umbrella of interest. And if my projections are correct I will make over two thousand pounds from this income stream alone in 2024. Two thousand pounds – an insane amount for someone who started out on £5 per hour washing dishes. How am I planning on making this much? Let’s dig into my plan… LISA BONUS I’m obsessed…
-
9 Ways To Get FREE Books
New books are soooo expensive!!! But reading as a hobby doesn’t need to be expensive! Thanks to the good ole internet there are tonnes of ways to get free books nowadays (beyond your classic local library – although that is a FAB way!). Now I know what you’re thinking, “free is never really free” but I promise you it is possible to get books for free!! I’m a massive bookworm (I easily read over 100 books each year) but I would be bankrupt if I paid for every single book I read. I have personally used the majority of these suggestions and can testify to their legitimacy! Related Reading: So…
-
March Budget Update – £5k Gap Year
Already a quarter of the way through 2023 😱 Where is the time going? Absolutely insane!! But the end of another month means only one thing in the finance space – it’s time to review and reflect on the month, so here is my March budget update 😄 March has been a kinda chilled one for me, well compared to my previous months that is 😂 My big 5 month trip came to an end and I started leg 3 of my gap year, which is only going to be 6 weeks. Mostly down to visa restrictions but also because the budget is starting to look a little tight! New here? Let…
-
Cheap Transportation: 7 Ways To Save Money
Alongside housing and food, transportation is usually one of the biggest expenses in most people’s budget. It might seem like a unavoidable cost of life that is just something you have to pay for but it there are some ways you can reduce the cost. You could easily save hundreds each year if you combine a few of these cheap transportation tips. Related Articles: Disclaimer: I mention TopCashback a lot in this post, they are not paying me to do so, I just genuinely think it’s a great site (which I have used for years) and cashback is something everyone needs to take advantage of. All the links to their…
-
September 2022 Money Review
One month down, only eleven left of my gap year! Crazy how fast time flies when you are professionally unemployed 😂 But the end of the month means only one thing on this blog – time for a September money review! September did not really go to plan but I made the most of the situation. I ended up staying an extra two weeks with my parents because a housesit got cancelled. This was one I had organised with a friend so I wasn’t covered by any guarantee like I am when I housesit through Trusted Housesitters. But this meant for a very cheap month. This will be the last…
-
How To Save With A Variable Income
Mainstream budgeting techniques and savings suggestions often ignore the fact that a lot of people have a variable income. They don’t get paid the same amount every single payday and often the paydays don’t follow a regular pattern. Therefore, it can be very hard to get into a saving rhythm. For example, a lot of finance experts suggest automation as the best technique for saving more. But this can be very tricky to implement when the amount you get paid changes each and every time. Plus it may not even be on the same date, so knowing when to set up the automatic payment for is hard. I have had…
