When I was first beginning on my finance journey, doing a no spend challenge was one of my favourite things to do! I would set myself a no spend goal each month – whether that was a number of days or a set category – to alter my spending habits and become more intentional. This is not something I still regularly do as my mindset is very different now compared to when I started. I no longer need the challenge element to keep me focussed and intentional, that thinking style is now second nature to me! But I still maintain that No Spend Challenges are great financial tools you take advantage…