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I Travelled Hand Luggage Only For A Year – Here Are My Packing Light Tips
I hate paying for checked baggage – can’t stand it! It feels like a complete waste of money and often doubles if not triples the original fare of the flight if you are using a budget airline. So for my gap year, I made a goal to never pay for checked luggage and do the whole trip hand luggage only. And you know what, it was actually quite easy. Keep reading to find out my top packing light tips. Disclaimer: This post contains affiliate links which means I may earn a small commission if you follow them and make a purchase. This comes at no extra cost to you! I…
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The Best Classic Budgets To Test Out
Budgets are the cornerstone of any financial journey but they are not a one size fits all. There are a few suggested methods pushed around out there which are the perfect place to start. Then once you have a better understanding of how your money flows and the best budget for you, you can customise your own budget. The best place to start would be by testing a few of the classic budgets out there to see what you like and what you don’t like. Here are three classic budgets to try… 50/30/20 50% for needs, 30% for wants and 20% to savings. This is what the 50/30/20 budgeting rule…
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5 Easy Steps To Save For Your Next Adventure
Have big dreams of travelling the world? Want to step foot in every country? Have plans to backpack South-East Asia? Inter-rail across Europe? Have all these grand plans but no idea where to start saving for your next adventure? This is the post for you! Here’s a simple five step process to save for your next adventure… Do your research The first step before you can save, like with anything, is the research phase. Research where you want to go, how long for and then infer from this how much you reckon you’ll need to cover the adventure. Blogs and vlogs are a great (and free!) resources to start your…
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Lifetime ISA: Best Way To Boost Your House Deposit!
Already saving for your first house or want to start? This account is the perfect place to keep that money! You know why? Because the government will give you an additional £1000 each tax year just for saving your money there. Cool right! So what is this magical account? The account you need to look into is called a LISA… What is a LISA? LISA stands for Lifetime Individual Savings Account. It is the scheme that was introduced a couple of years ago to replace the Help to Buy scheme. It’s essentially the new and improved Help to Buy. You can add up to £4,000 into the account each tax…
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24 Money Challenge Ideas for Your 2024 Challenge
A money challenge is a fab way to gamify saving (or making) more money. And if you’re anything like me, that gamification is the key to keeping you motivated and more likely to actually succeed. Want to start a money challenge in 2024 but don’t have an idea? This is the post for you. Here are 24 ideas for you to take inspiration from… SAVE £2024 IN 2024 I saw a version of this money challenge on instagram (cannot for the life of me reminder what account but it was on my explore page) and absolutely love the idea! Set up a specific pot or account and aim to save…
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Income System – How I Deal With Multiple Income Streams As A Full Time Freelancer
I entered the crazy world of freelancing at a very strange time in my life. I was on a gap year housesitting my way through 11 countries and living off a pot of money I had saved during my third year of uni. So I never had to really think about what to do with the money I was earning on the side. It kinda just haemorrhaged towards whatever the priority was that month. But when I got back from my fab year abroad with the crazy thought that I could just keep going, I had to use the money I was earning more effectively. I would spend hours each…
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How I’m Making £2000 in “Free” Money This Year
I love finding weird and wonderful ways to make money. And one of my favourite ways to boost my income without much effort or time is through free money or as it’s more commonly known interest. Whether that’s bank interest, LISA gov bonuses or sign up offers they all come under my umbrella of interest. And if my projections are correct I will make over two thousand pounds from this income stream alone in 2024. Two thousand pounds – an insane amount for someone who started out on £5 per hour washing dishes. How am I planning on making this much? Let’s dig into my plan… LISA BONUS I’m obsessed…
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Long Haul Budget Flights – Are They Really Worth It?
A flight across the Atlantic is a little different than a quick two hour Ryanair one to Spain so the question is are long haul budget flights worth the savings? Or are you best sticking to the big, well known brands for this type of travel? Keep reading to hear all about my experience. During my time at uni, my go to procrastination site was Skyscanner and I would immediately look up flights to NYC. Dreaming of just packing a small bag and heading out there for a weekend – 16 hours of travel for two days makes sense right?? Anyway a few years back I remember always seeing a…
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I Slept At Heathrow Terminal 5 – Here’s How It Went
As I am writing this at 6.35am from a bougie lounge (thank you Trusted Housesitters for including lounge passes in your membership!) in Heathrow terminal 5, it is safe to say that I survived. Want to know how it went? Keep on reading! Disclaimer – this post may include some affiliate or referral scheme links. This means I will receive a commission at no extra cost to you! I had a nights gap between a housesit ending and my flight to NYC so I initially looked into airport hotels. Wow they are so so expensive! We’re talking over £150 for a room. One that I would have had to vacate…
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How to Save Money on Groceries
The current price of groceries is a big stress for a lot of people at the moment. Due to the cost of living crisis, prices just keep increasing and it’s hard to keep up. But with some planning and a little bit a savviness it is still possible to keep your food budget low. Enter today’s blog post – 8 easy things you can do today to save money on groceries. Shop your cupboards first Shopping your cupboards first will both save you money and reduce waste. Start by taking an inventory of what you have in. Check your fridge, freezer, and cupboards, and make a list. From this you…
