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Personal Finance 101: Where To Begin
When I first started on my financial freedom journey, I had no idea where to begin and what to do first. I did lots of research but the majority of it didn’t suit my situation. As a full time student, my income and savings goals weren’t the norm. Knowing what to save for and where to keep this money is often the hardest part of any financial journey. In this post, I will break down step by step the basics for any financial journey. None of this is financial advise. It is simply tips from my own experience and research. #1 Emergency Fund The most common first step in most…
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How To Save Money and Still Have Fun
You don’t need to sacrifice everything to save money! But you do need to get real with your spending and reevaluate where your money is going each month. First things first you need to realise that having fun and amount of money spent are not related. You could spend hundreds on a day out and absolutely hate every minute of it. Or you could spend an afternoon on a hike (free!) and love every minute of it. In this post I will go through 5 tips to help you save money and still have fun at the same time. Embrace Free Activites Having fun doesn’t have to cost a fortune!…
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5 Easy Money Challenges To Do
Money challenges are a great way to save money without even thinking about it. Most of these challenges include saving such a small amount at a time that you won’t realise it’s gone. Then at the end of the year it will come as a shock to see how each tiny amount has added up. You will have quite a nice sized amount. Related Articles: These are five of the easiest money challenges for you to give a go. THE PENNY CHALLENGE This is my favourite money challenge! Such a simple but effective way to save extra money – even on a low income. The concept of the penny challenge…
