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  • Budgeting,  Saving Tips

    24 Valuable Sinking Fund Ideas For Your 2024 Budget

    March 5, 2024 /

    Sinking funds are a great tool to have in your budgeting arsenal. They are essentially a pot of money that you save with the intention of cash flowing either a pre-determined or foreseen purchase. You can incorporate them into your budget a bunch of different ways and for an unlimited amount of reasons. To get some ideas going, here are 24 sinking fund ideas for your 2024 budget… Christmas 2024 It’s never too early to start saving for Christmas! If you celebrate, this is an expense that crops up at the same time every single year. So get organised early. The sooner you start putting money away to cover your…

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    4 Ways To Incorporate Sinking Funds Into Your Budget

    February 22, 2024 /

    The classic use of sinking funds is adding the same amount each pay check until you reach the goal. But what if I told you this isn’t the only way to use them. Sinking funds, like all budgeting tools, are meant to be adapted to fit you and your personal budget. It’s not a one size fits all. Great news for people with a variable income!! Now you might be a little confused and have no idea where to begin or how to change the concept. So let me show you 4 different ways you can incorporate sinking funds into your budget… Put money aside each month to cover annual…

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  • Budgeting

    Sinking Funds – How To Calculate Them

    June 1, 2022 /

    I live by sinking funds and use them for absolutely everything possible – I’m talking holidays, Christmas, birthdays, graduation, pre-planned events – you get it! They are honestly one of the most valuable budgeting tool out there. However, when you are starting out, understanding how to calculate your sinking fund goals can be hard. Enter this blog post!! What the hell is a Sinking Fund? A sinking fund is a budgeting tool that allows you to cash flow an expense, by putting money aside in advance. You essentially add money into a “pot” each month running up to when you need the money so when the time comes you have…

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HELLO!

Hi I’m Jess, the one woman show behind The Frugal Explorer!

I am obsessed with finding the weird and wonderful ways to make money online, stretching that money as far as it’ll go and travelling on a budget.

I am on a mission to visit 100 countries before I turn 30 whilst also working towards big money goals!

The Frugal Explorer exists to empower & help curious, budget-conscious adventurers to earn more, spend smart, and explore the world without going broke or sacrificing financial freedom!

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